Anyone own more than one car and buy comprehensive insurance for all?

does anyone own more than one car and buy them all comprehensive insurance by yourself? I found it's so expensive and considering to buy third party insurance only. anyone advise pls
I recommend you to visit this internet site where one can get rates from the best companies: http://getinsurancequotes.xyz
Can somebody explain to me what LP indicates in residence insurance?
For example, I am aware that there's a category in residences that's called LP3. Exactly what does which means that??"

Can I get refunded 7 years of premiums on the Life insurance plan using a Total Disability Participant?
Easily might get repaid for that costs I paid, I have to learn. I possess didnt and the plan know it had a waiver of payments rider on account of total disability. The protected continues to be fully incapable as a result of stroke since 2001 and has been since that time. on security disability Since I think American General is attempting to give me the runaround please enable. It is a term life insurance policy"

Evidence of Insurance (NJ)?
While driving house from faculty, me stopped, nowadays. I stopped and proceeded to provide him, subscription, my license, and insurance. Nevertheless, I was not offered a citation for rushing, but for declining to produce insurance. He explained that copies of insurance-do not depend, yet I gave him not just a backup, but the initial which have been divided. Am I going to be charged to produce insurance, although I had a copy, and also the initial that is split?"

Motor Insurance?
right could anybody tell me off there scalp (devoid of showing me to visit an insurance site) how much it'd cost for a 17yh old to insure a: VW Golf Mk1 GTI plus a Williams Clio

Car insurance?
I WANT TO BUY A CAR. THIS WILL BE MY FIRST CAR AND SO I DO NOT HAVE ANY AUTO INSURANCE. I KNOW THAT I CAN'T DRIVE THE CAR OFF THE LOT TILL I've AUTO INSURANCE. WHAT EXACTLY DO I ACTUALLY DO? CAN I JOIN CAR INSURANCE IN THE LOT? WHAT IS A TERRIFIC CAR INSURANCE COMPANIES? THANKYOU SO MUCH:)

Have you got to have motor insurance 1st?
In virginia, do you have to own car insurance 1st to truly get your thirty day tags in the event that you curently have a learners permit?"

Whats the typical expense for insurance for a corvette? but regular?
I do want to realize the average insurance for it although well i want to get yourself a corvette?

How do you purchase insurances?
I actually donot care which insurance it's, you look issues up there's a looooong number them about all."

When there is no damage to possibly automobiles then howmuch might insurance costs go up for the one who triggered it?
the damage that happened was leading label of my car arrived down and her vehicle doesn't have injury which lid lady arrived of nowhere although i was in a today. Howmuch may my insurance charges go up.

Howmuch might am I going to buy insurance?
I'm 25 yrs old and I'll be getting my liscense soon, howmuch could I be prepared to buy motor insurance? I realize that 25 is the magic number for the charges to-go along, but how will only today having my liscense influence my price?"

Why are a great number of insurance companies choosing agents?
Is it because of the government attempting to push protection?

Re. Auto insurance?
Anybody work-in insurance business? I've my car that is mobilty 2 vehicles along with a smaller vehicle. As she doesnt like driving my flexibility automobile as its big, I origionally bought my partner it. I used to be recommended by insurers to retain auto in my own title, Employing my insurance in my name with my wife being a named driver and my 18-year old kid who as of however can't afford a car as he is participating university and simply gets 30 weekly EMA if he visits. My wife and I desire to give him the vehicle as holiday present and a joint 18th. Now I'm trapped basically give possession to him and he's pushed into getting out his own plan, my insurance that I have accumulated over nearly 35 years can maybe be voided of course if I have to insure another auto in next 36 months after my freedom automobile is handed back, I may loose my max NCD. May I make him a key driver that is named and officially keep automobile in my own title also my insurance, my wife as minute and me next. I've life threatening diseases and want to offer my kids their particular automobiles. cont'd"

Insurance concern with two titles about the name?
I'm within the miltary active duty 22 man. My car happens to be back home in illinois sitting while in the policy that is entrance. Our mommy cosigned the loan for the car couple of years before with your bank, a comparatively substantial bank not pursuit of b.o.a. So there are two brands around moms, mine and the name. My partner soon-to be fiance lives in arizona and so I want to have below go-to sick to have it and drive it back and he or she needs my car. So we viewed insurance through state park, got the quotation everything ready to go she'd get the insurance card when she gets back to illinois. We're equally certified in ill but drop be driving it in arizona although therefore it is going to be protected in illinois. PARENTS issue is that bc her brand is about the subject if anything were to happen; girlfriend strikes someone plus they are really harmed or killed and sweetheart of we like a pair cannot purchase the charges that they would come after my mama as she's to the subject of the car. It seems on her part that this would be covered by my insurance (i forgot to say this new plan is under my title and my name only) is there any responsibility to me in any way. Her small town insurance said no none was explained by state farm in any way and yes there could be... Could you during your experience or professional experience please enable me clear this up so mom can be comfortable with this please...AGAIN I MUST KNOW IF THERE WILL BE ANY LIABILITY ON MOTHERS COMPONENT, AS HER NAME IS ABOUT THE TITLE OF THE CAR BUT NOT ABOUT THE INSURANCE POLICY.thanks alot i enjoy your knowledge"

"Simply how much could car insurance be pennsylvania, to get a y, 16?"
Howmuch could pa motor insurance be to get a 16 year old, female driver automobile strategies: -mustang - X3 or any vehicle to the hyprid / conclusion that is luxury?"

Insurance for pre- problem?
My friend was recently diagnosed with a brain cancer, she's appointed an MRI for march and then they will ascertain whether she can proceed through surgery. The problem is she had lately traded jobs (before the tumor information), and evidently cannot be covered together with her present Insurance company as her condition is preexistent. Now, the growth is situated in the next entricle of the mind (where the spinal/cerebral substance is situated). She will probably need Chemotherapy. Can she be re-insured or included in a different plan.? Could an individual mommy be eligible for a medi-care instead? She's in Texas"

Must health Insurance is taken by me?
I am 30 years old and have no medical history. Should I take Medical Insurance?

"Broadly speaking, what's the cheapest auto insurance you have access to?"
Most of the time, what is the least expensive automobile insurance you have access to?"

About how much does Common liability insurance?
Any Independent Technicians out-there that could provide me because I've no idea about how much it cost, an idea."

What's the least expensive health insurance organization?
I am an individual mother and I'd be spending money on my son and myself. I really don't need to go at-work through my medical health insurance because I don't need to work-there to get a lengthy timeframe. I-don't want to have to pay over $250 monthly, although so I require long term health insurance for that both folks. Any suggestions?"

Do I must Guarantee my task vehicles?
On rebuilding classic cars, I'm planning and that I could want to do that on a garage, thus could I legally have to cover them if I am not operating them on the road? Only looking to get some information to do restorations at home about every one of the specialized items. Cheers"

Where can i obtain a gyno check with no incredibly low and inrurance budget?
I truly need to get a check-up in a gyno. The past 5-6 months ive been having an incredibly unpredictable time. i never had issues with that at all. Ive noticed that extreme dieting and anxiety will be the cause but so far as that moves i am balanced 22yr old females and a normal. Its just frustrating on my partner and me. Eeevery month the same thing... im late for my period... sometimes around 3 weeks. My interval possibly skipped for 2 month immediately in jan. I dont have insurance and plus a suprisingly low budget when I stated earlier, thus me know if anyone knows what to do pleaselet or where I will head to. :) thx!"

Should not I try and declare all I could on car insurance?
Someone hit me a little within the rear and did not leave halt on time. This guy was in his 20's when I requested he explained he doesn't have it with him which he's operating his grandmothers car. He was expected by me incase for his phonenumber there is a problem. Our vehicle only includes a few markings out of this but bodywork is costly also it wouldn't surprise me if it wouldnot cost $300.Since my automobile is 12 yrs old I may not obtain the work done.Usually insurance companies tell you to obtain an estimation and mail a check to you personally. The driver that reach me said he is sorry but I think he hopes he doesn't owe me something for this. Should not people attempt to declare any number of destruction through insurance even though it is minimal?

"Where's the least expensive spot to get autoinsurance in saint. Petersburg?"
Haven't had insurance in awhile bought a new/ used vehicle. Just require the basics. Reside in st. pete area code 33701."

Why don't parking passes influence your insurance?
I used to be amazed in the number of passes additional learners used to get when I visited college. Often I Would go by a car that had been there for at least per day, given how many seats that decorated the windshield. From what I collect, parking tickets are not moving violations, therefore it's not just like traffic tickets. (Which might explain why they charge so much less.) Because violations arenot going, is it, they arenot covered by traffic safety laws and therefore arenot really covered in traffic school? Do parking tickets go on your record that is driving?"

Does anyone understand the average price for auto insurance to get an 18yr boy for a firebird?
Does anybody recognize the average charge for auto insurance to get an 18yr kid for a firebird?

Anyone own more than one car and buy comprehensive insurance for all?
does anyone own more than one car and buy them all comprehensive insurance by yourself? I found it's so expensive and considering to buy third party insurance only. anyone advise pls
I recommend you to visit this internet site where one can get rates from the best companies: http://getinsurancequotes.xyz
Help pleases?
My mother got insured for my car, and i was wondering in I would be the plan nonetheless covered by an accident easily get? I dont was to put my title around the record cause for myself it charges a 114 to about 200 simply for liabilty. I am 18 years-old and i get a chevy malibu"

New car for 16 year old. Insurance question?
So I'm my parents and 16 are purchasing me a 2009-2010 Honda Civic EXL. Anyways, the insurance will undoubtedly be under my father's name. I really donot have to have insurance, until I get into a collision. Would it be better to stick with the insurance we have now. Which we have 3 cars, and 5 properties under. Or would it be simpler to go not and to another insurance carrier permit both understand of eachother? Cheers! Oh and don't bother about how it ought to be under my name, BSing... I will not listen so why take action?"

I want to do any kind of diploma or mba in insurance in insurance subject that assist me for job in insurance cmp?
Presently im employed in max life insurance documant thats i wnt to accomplish diploma or mba in insurance field plz help me which institute do part time or time that is full

Was without insurance in a car accident?
Therefore last June I used to be in an auto accident. The car does have insurance as its my father's car. I was operating that vehicle whenever I was struck by a truck. One other driver is set by law enforcement official responsible. Our car was totaled and that I needed to goto the hospital. Now after several medical solutions (chiro) and long wait, I decided to get a lawyer. He is currently telling me that because I wasn't insured I'm not entitled to acquire any arrangement money. I am talking about how is it my fault that I got hit nevertheless? He is telling me that I really could get my drivers license suspended. the automobile I had been driving was covered, although I know I didn't have insurance. My question is can I obtain a second impression on my circumstance? Or is what he saying correct? Inside California's state I'm incidentally."

Generally howmuch does it charge to own insurance?
Generally howmuch does it charge to have renters insurance?

How much will my subscription fee be for a car purchase. in California?
I recently bought a from the family friend and we have to-go register it in Florida (that's where the automobile is from also consequently no change there). The labels are also due the following month. Consequently, how much can I expect to pay will I spend my subscription currently or do I've to cover it again the following month and for exchange of possession charge? I have insurance and the smog cert. I am writing in a cost of $300.00. thanks."

Everyone have any info on insurethebox car insurance?
I have been looking from different sites at quotes and insurethebox keeps appearing. The company fit a clear field for the vehicle to view how much usage you used (must be under 6000 a year). Does anyone have any more information on them? I've googled, and apart from some advertisement nothing has been really found by posts. All support is liked (10 details for best response:D)"

Cheapest car insurance rightnow?
I want to operate a vehicle as soon as feasible, I must know what the least expensive vehicles are to guarantee for a 17-year old male and will be 17 shortly"

2 racing tickets in 1 days! USAA insurance. https://medium.com/@bemad_elmalahy/cheap-insurance-ri-a0572344f177 Please!?
Alright, in order the concept claims, I acquired 2 racing tickets in 1-day. Yes that has been not bright, i know. I'm really nervous. one is a $205 good, another $110 both for boosting 15 mph over. I believe it is feasible to acquire driving with one of the tickets since my last solution was around 24 months ago. Thats the other factor. 2 yrs before i got in a, my fault along with a solution too + defensive driving. Consequently with that taken into consideration. Do you consider i will get slipped from USAA insurance or howmuch do you think my premiums can increase? Cheers for that help!"

Can insurance policy us?
Coverage doesnt activate until jan although I recently enrolled through could work in insurance a couple of days before. Today, my partner went along to the physician and that I found its gonna charge 1400$ for blood test out. Will they include items from even the day protection begins or the time of application?"

How much have your insurance costs gone down considering that the affordable treatment work (0bamacare) has transferred?
You know, which makes it cheaper to retain the protection you would like? Bonus issue. Gets the Medicare your parents paid within their full lives increased their...show more"

I've an insurance problem?
I was a in an car crash, and that I am purported to be given a commission from the individuals autoinsurance. However I'm concerned whether or not my heath insurance(who taken care of my medical charges), will have the ability to get into that income that was agreed to me from the auto insurance business. Can they be chasing after the cash for compensation?"

Do I need insurance to push my dadis vehicle?
Recently I've transferred my test that was driving and my dad have a detailed vehicle!! I cannot energy to purchase a-car or car insurance? Do you consider is authorized to get it? Cheers

Massachusetts Medical Insurance Rates best in country?
I livein MA and i spend $14K annually for Tufts Health Insurance. BCBS of MA needed almost $20K. Is that this only a preview of what is ahead for the remaining portion of the US? The statement from the Earth Fund, a nonprofit health care foundation, showed the normal family quality for plans provided by businesses in Boston was $13,788 in 2008, 40 percent greater than in 2003. Within the same period, on average 33 percent nationwide flower. Now, the Commonwealth Fund report assignments that without major price reforms, an annual household premium in Massachusetts can explode by 2020 to $ 26. / media/health/articles/2009/08/22/bay_state_health_insurance_premiums_highest_in_country/ America do you want for Desire?"

Can i get auto insurance in Cali. if my certificate is from NY?
I am currently in Sacramento now and i live in NYC. I flew here on a break and now travel back and i want to purchase a car. How will i get insurance?

My motor insurance ca n't be afforded by me...?
Transportation is needed by me therefore I can work. But should I need to choose between food and medication or auto insurance? Should not the Government think of an individual payer plan for automotive insurance also! Its not good that I've to pay for this out-of my own pocket."

How do you find inexpensive and respectable medical health insurance?
I am looking for medical health insurance which is economical (read under $100 a month) and have pretty reasonable protection. Likewise I'd just like protection that may start soon after using, the sooner the greater. Anybody have any recommendations?"

Does it charge more income to ad your partner together with your car insurance?
My partner keeps requesting my car. But I dont feel comfortable giving it to her becuase her brandis not under my motor insurance. How does cheap auto insurance tulsa operate easily wish to ad her on? Are you charged more cash by the insurance carrier or is it nonetheless the identical? When more cash do impose, are you aware any insurance that is realistic value? Many thanks"

Low but guf healthinsurance?
I want help getting a gud health insurance.But that's gud but isnt so expensive

Company Auto - Insurance - Accident.?
Well, driving house yesterday from the club with my friends. Nearly finished dropping my friends off we go a puddle through, me being unsure of how large it truly is therefore I assumed it was simply small. Coming out of the puddle, the water was coming up-towards the car hood (dashboard). All cut out. and strength, so the motor Consequently we have to obtain out, and push the vehicle to some higher soil. Obviously, the motor has crammed and after a several efforts of jumpstarting it, didn't work. So I had to ring the breakdown support to come pick on us up. As that is my fathers car (company car), will I need to spend any excess? Considering that I am 19, may the vehicles insurance not be invalid? (Meaning, am I going to have the capacity to push it again?) Auto: BMW 1-Series (118) Guidance please?"

Do automobiles have bigger insurance rates than other colored cars.?
?

Simply how much (around) is ALTERNATIVE PARTY insurance on a modest car or truck of-value around $2500?
(in sydney)

In what manner has the affordable healthcare act built healthcare less expensive? My insurance simply went 34% up?
And don't tell me that a 34% upsurge in 12 months is regular!!!

I am trying to find Gerbers Babies LifeInsurance?
Gerbers Baby ingredients offer life insurance for children

Just how much does your bike insurance price?
Also claim state, your gender, era, etc. P.S just how much would it charge for an 18-year old male in NYC using a 600cc engine? ninja."

Anyone own more than one car and buy comprehensive insurance for all?
does anyone own more than one car and buy them all comprehensive insurance by yourself? I found it's so expensive and considering to buy third party insurance only. anyone advise pls
I recommend you to visit this internet site where one can get rates from the best companies: http://getinsurancequotes.xyz

Do insurance companies know if your car have been damage?

If I hit a sidewalk or a curb by accident would they found out about it and would my medium .com/@syassminemkalc/cheap-insurance-mn-b0de2e0ec2c8">insurance go up even if it was minor?
I might suggest you to try this website where one can compare quotes from the best companies: http://insurefinder.xyz
Could I get onto my parents insurance?
I do want to acquire one in per year although I really don't have a car yet... I was wondering easily could join my parents insurance of course if yes just how much you think ill have to pay regular (Gradual) to get a '65 Chevy C10 Custom?"

"No-fault claim on car insurance, will charge go up?"
My truck was hit by way of a vehicle while parked in parking. The valet business not drove one other car, it had been since she didn't want to make use of the valet, a lady who attempted to have around my pickup. The valet business wrote a report showing what happened and got her insurance information. I only have a few deep scratches on my bumper, nonetheless it is actually a new automobile and kind of want to get it mounted as it is fresh. I was unwilling to contact my insurance and tell them about it because I've noticed that there is a claim a claim on my record no matter mistake. I did contact my insurance to discuss the specific situation and when I really could ask if my insurance could increase for a no-fault claim, the woman explained she merely recorded the claim and an adjuster could contact me in several days to reply all my issues. I'd have fairly compensated it myself than have a state if it is only a few hundred bucks in harm. Anything is experienced by everyone such as this and long does state remain on history just in case I have an actual state someday?"

Which insurance is cheaper to get a motorcycle or even a vehicle?
Okay parents are needs to make me pay insurance today. I've a 1995 Accura Integra but I'd want to have quick cycle. Anything more than 250 cc

Rough estimate of my car insurance charge?
24 year old male, no crashes/tickets, 2010 bmw 3-series or 2010 audi A4 With that in your mind, what is of what the automobile insurance might cost a rough estimation?"

What is the least expensive auto-insurance for a driver?
I'm a driver, woman, plus 23. I donot worry about the caliber of the insurance, I simply need INEXPENSIVE, LOW-COST, LOW-COST. A job that is potential is determined by a-car I'm planning to get, and I need cheap insurance ASAP."

Can you obtain rental car insurance without having standard auto insurance!?
A vehicle is n't owned by me, but I intend on renting one true soon. I had been just wondering before finding CDW for the rental, if its needed to involve some auto insurance already."

Quad Bike Insurance Advice?
Hi could anybody tell the best place to acquire a road legal quad bike insurance online price in the UK thanks for any advice offered to me

Auto insurance issue?
I've been operating for three years and am planning to enhance vehicles. I owned a Vauxhall Agila for 2 5 decades and also the last six months iv had a Pegeuot 206. I am 22 and my spouse is 21. I have one years no-claims . The smaller the engine the cheaper where that I can look over to find the inexpensive insurance vehicles the automobile can there be an inventory some? I need a 1.6 Astra nevertheless the insurance for that two people that I don't and is like 3k desire to pay 2 really. She had a bump not long back, as well as this. She is if he states do I drop my annual benefit or is it merely her who loses it and on my insurance?"

Howmuch would it not cost to guarantee a 2002-2006 Subaru Impreza WRX for an 18 year old?
Just wondering, I'm looking after I graduate High School, into acquiring another automobile. And I was wondering insurance cost per month to own a WRX between those years. For somebody who made and has just finished 18."

Anyone in Florida desire a price on Insurance?
I sell Insurance.

Less expensive medical health insurance tips needed?
https://medium.com/@kkerlosbadryli/affordable-sr22-insurance-california-d37bcca7843d 'm wishing to become employed in a couple of more nights thru a staffing organization but their insurance isnt excellent , over $800/month for my daughter and I AND EXTREMELY limited medical. He it has to possess coverage and has ADHD. If we be eligible for any state aid too, I doubt. But I've viewed several individual plans thru different bears and they arent much better... Just for over $350/month we're both lined (excluding dental or vision) however the deductible is SUPER high does anyone know of any insurances with individual programs with a reasonable price and insurance. We're in Florida"

Where can I seek affordable health coverage for crisis and general attention?
I'm presently unemployed, and residing overseas in Central America with my sweetheart. I need healthinsurance for overall health care and problems. The program I am desperate for a feeling of stability in-case something and I had was too expensive occurs. Furthermore, I need to be ready to determine an American MD once I am household in the states and have been experiencing more minimal health issues. Please advise. Would also appreciate useful weblinks as web resources. Thanks."

Resting to insurance company?
No one observed and another night I struck into a rod, and caused the pole no injury. Nevertheless, my car's front features a modest injury. Cash is small. Imagine if I were to tell my insurance provider that used to do not know I'm planning to do the repair and how it occurred..."

"How much could the insurance be for an 18-year old, to get a 2004 Range Rover HSE?
Just an appraisal thanks so much!! :)

Lowincome insurance to get a 24 years-old scholar who live-in Virginia?
I am a full time scholar who live in Virginia. I am seeking some low-income medical insurance for myself. Currently, I acquired some condition and that I really need to start to see the doctor; nonetheless, I dont have any health insurance. Is everyone know any medical health insurance will be giving to get a person like me? Our family is low-income family. Is any way I will obtain a medical health insurance from your government? Many thanks!"

Cheap auto to insure!?
Im 19 and soon to get my test I will be 20 when I did my test, I'm getting the automatic test because I do want to! , in the moment I've a classic Renault 5 1990 that I love, but I cant count on it on extended voyage's due to its age my budget to buy a vehicle is 2000 but im taking a look at financing aswell, the vehicle has to be described as a hatch-back?? Unsure what to have"

What is the Average price for medical health insurance for newlyweds?
Me are going to be marriage quickly we're both 18 and have a house we're hiring with regular jobs. What might our monthly average be for health-insurance?

Cheapest autoinsurance in Toronto?
Cheapest autoinsurance in Toronto?

"Looking for a first automobile that is good, one with low insurance costs preferably?"
16 recently turned and am presently in the market to purchase an automobile. I'm searching for something while in the price range of around $2000, possibly a small four cylinder pick up, or even a western sedan. Does anybody buying minnimum policy in California, and I have good qualities are you able to tell me a cost array of what I'd be considering for isurance, if any one has expeiriance with insurance and have any sugestions for a superior first vehicle. Get much support with all the insurance element though I am aware I probably wont thanks if anyone might help me."

Just how long does auto insurance rates be affected by a traffic breach?
Two years ago, February in 2011, I used to be captured driving with a certificate that was suspended. Since that time, car insurance has been through the homes. The length of time until my estimates aren't any longer afflicted with my abuse?"

Howmuch could be the average insurance for a car that is SMART?
Simply how much will be the regular insurance for a SENSIBLE auto?

Howmuch could motor insurance expense for a driver? liability.?
Im round in order to acquire my car and so I need to kno how much auto insurance will cost for me personally. Driver. and liability insurance."

What is a typical insurance price for a home?
How can they determine insurance fees? About how much could annual insurance be to get a $ 70? Thanks~!"

"Racing ticket, have State Farm, will or not be increased by my advanced?"
The main reason I am asking the premium increase is because a friend of mine, who also offers State Farm, never saw a growth in premium couple of years before when he received a ticket. What is the offer? Everyone know?"

"No insurance, im pregnant, what physicians might find me?"
I know i can make an application for wic and etc however i was thinking if there are with no insurance which might be affordable inside the knoxville tennessee area, any which will notice me and still must visit the file asap"

Do insurance companies know if your car have been damage?
If I hit a sidewalk or a curb by accident would they found out about it and would my insurance go up even if it was minor?
I might suggest you to try this website where one can compare quotes from the best companies: http://insurefinder.xyz
"May my auto insurance decrease each year?"
I am in my first-year with my car insurance in Ontario. Please tell me how it works. From every year's end, will they re-calculate my insurance charge or retain it exactly the same? Delivering I have accident- and solution- free background, will I be spending lower every-year or not?"

Does anybody have 21st motor insurance?
I am thinking about converting my auto insurance, this can be a lot cheaper... Just looking for some feedback... dont know much concerning this insurance...I have never really been aware of it... Thanks!"

Howmuch is auto insurance in Ireland?
Not too certain at the moment of spot in Ireland but I am English and planning on movingin the next 24 months. I'm 19-year old girl, have been operating for 2 decades and questioning what're the typical auto insurance sums each month?"

"I lent my brotheris automobile to my buddy, Who failed it, does my protection plans the costs?"
I lent a friend my brothers auto, yesterday evening. My friend crashed the car right into a post (no different car was required). My cousinis insurance stated that because he didn't give choice to my friend to drive, I'd must turn to my insurance. (I was not in the vehicle when it failed)"

How can I get some good quickly affordable Insurance?!?
I experienced visit, and after the exam, I was advised that I have to move numerous teeth. The extractions are likely to cost $2200.00. I really have to take care of this subject when possible. Unfortunately, I-don't have insurance. Can it be anytime I can Find fast affordable insurance:'("

"What do I really do In The Event The person who hit on my vehicle doesn't always have insurance?"
While parked my car was hit today. Killed in my own driver door quite bad. An end signal went, hit the impression in the strike triggered my left automobile hitting by the Celica as well as a Celica that went right. The Honda that triggered the incident doesn't have insurance, and did not have his drivers license on him either. He was mentioned by the police, However The Celica is totaled & my doorway is completely left in. I really donot learn how to go about this. He ****** my automobile, and he doesn't have to pay? I reside in California. I do have insurance, so do I look after it myself? I just don't believe that sounds right."

Ways to get Insurance license...?
How tough is it to get your insurance certificate in Florida? For commercial and house. How long does it undertake average?

Simply how much does motor insurance charge for a 17-year old?
Only and I'm presently 17 with got my certificate a couple of days before, i was thinking just how much does the insurance price annually for a 17 year ? Cheers to your support!"

Cheapest Car Insurance (UK) For 17 year old (person) who only handed exam?
Hello, What are the most effective insurance firms to visit for inexpensive car insurance for a gentleman that is only approved 17 year old? Ive tried move compare and examine industry, but their rates were 3700 per year! Are there any good Providers who arnot on contrast sites, I noticed some offer in case you go-to them, you discounts strong. Thanks!"

Cheapest bikes for insurance?
I'm wish to consider my CBT early next year and begin driving motorcycles and 19. Im fed up with paying tens of thousands of pounds for auto insurance but require some type of transfer as i commute a great deal for could work in town therefore a bike seemed the plausible answer. I've been getting estimates for some cycles as well as the cheapest I've got is 500 TPFT over a yamaha YBR. I love the design of the yamaha but is that this among the cheapest bicycles to ensure? A couple of sinnis bikes attended near this value but have read reviews online, would want to hear off anybody who owns a sinnis motorcycle in what they consider them. Furthermore the cheapest insurance provider I - can uncover is Bicycles, Scooters &, if everyone knows any other inexpensive insurance providers I'd love to hear them."

Can my insurance?
Well my insurance buy iud that is i.

Do I really require motor insurance?
I'm paying $170 a month for motor insurance, because i was in a accident, it went up a bit and I'm it's a bit much to become paying on a monthly basis. Therefore basically do not have...show https://medium.com/@1yacinegtr33x/would-car-insurance-be-cheaper-in-tennessee-742b02732991

When will insurance total a-car?
At what position may my insurance provider whole a vehicle? My man was in a car accident as well as the full front-end of the automobile is damaged - the estimation is $ 7800 and the vehicle is appreciated at $9100. Your body store has been waiting A2 days, sofar, for your insurance to determine what to do. I am hoping it can be mounted but I need to find out if I must start car shopping."

Cheapest insurance carrier?
I want the lowest priced no fault insurance 1994 beretta, for my car"

Must I ensure my residence for what I'd promote it for?? why or why not?
This can be my residence rather than my last. I've a mortgage of 90k, your house is estimated for 125k.If my property were to burn along I'd not restore it. Might an insurance plan of 125k noise about right? 90kish to pay back the mortgage and my equity of 35kish.Plus now I own a clear building lot that I could sell? I am aware for destroying etc, some money is likely to be withheld... I m trying to save some cash on my recent insurance coverage that's an alternative price 227k. Should my protection changes to the price it would be sold by me for 125k?"

Simply how much should I be cost by motor insurance?
Im 16 and ive been protecting some funds for some time and that I obtained a 1998 honda civic, im is the fact that too much, since im uncertain im going to create the insurance this month since my hours were cut"

"If your in 20is, simply how much you pay for car insurance?
I am a 21 year old college student. Im happening to my senior year and also have just gotten a vehicle. I have generally gotten a with my friends. I got a quote for 6 months from Farmers Insurance for $2600 full-coverage is that regular?

Where does the amount of money get that everyone pays for auto insurance?
That's $ 24,000 easily pay $100 per month for car insurance for twenty years. I understand 5 people in my household who pay approximately that so thatis 000, about $120. Thus with everybody who drives gives about that, where does that cash get? To cover auto wrecks? Government? What? (No, I Have never had a wreck or employed the insurance to pay for something)"

Car insurance in NYC?
Hi guys, I want to understand what is the ballpark for insurance. I am 24 yrs old and also have had my driver's certificate since 2003 and not have experienced parking violations, items flourished my license or almost any moving passes. I am looking to buy a 96-00 civic and want to understand around howmuch I'd be offered"

Cheap Car insurance?
I had 2 crashes does anybody know of cheap auto insurance cheer and am 17

Just how much wouldn't it charge to guarantee a 1995-2000 Ford Mustang?
Something with around 80k- miles. Anything share no mods. Not convertible. Im 18 so i know itll be described as a respectable amount. Im going to have my father co sign around the automobile to aid. A week, itll be utilized for perhaps 3 times and put maybe 5k per year onto it. they wont give an appropriate qoute to me plus im on gieco presently and that I understand you wont definitely manage to but if you give me precisely the same range itll function as set quantity. Thanks"

Can accident drops from my automobile insurance this restoration?
I have a Honda Civic that is ten-year old has a crack inside the driveris side back bumper that I overlook. I've an excellent driving record, no items, am the only driver, am at that age where I'm not small enough or old enough to become regarded a menace, but I live-in a high rate state and income is significantly more than snug plus they only shot my home insurance through the roof, though I never place in a claim, since, get this, there's a chance that sometime we might possess a quake! Am I being pennywise and pound stupid, or is a thing that wont payoff even if I need it being paid for by me? Many thanks!"

https://medium.com/@1merrillh/10-fast-cars-with-cheap-insurance-a92ce5e97e5e ?
In Montana its in her name, our mama finaced a vehicle for me personally but i pay the vehicle cost. I reside in Co. Although she has car insurance previously about the vehicle in her brand... May I get full coverage in Co within my name? If it crashs The car will still be covered, so claim fro example. is that unlawful? please support. Cheers"

Could I put my childis motor insurance after processing for bankruptcy in my title?
My girl that was 18 year old just got her license and is currently receiving her first car. Because she's a driver as well as youthful her car insurance costs could be mad high if she gets it in her name. I am going through a bankruptcy today, although I'd like to fit it in my own name so that it will soon be cheaper for her. Could I still fit the insurance in my own brand? She could be paying for the insurance on her own and has the full time career."

Howmuch will auto insurance charge for me?
I'm finding a 2012 Camaro SS 6.2-liter V8 for my Birthday! And thinking just how much car insurance price? I have got my People Permit already.

Do insurance companies know if your car have been damage?
If I hit a sidewalk or a curb by accident would they found out about it and would my insurance go up even if it was minor?
I might suggest you to try this website where one can compare quotes from the best companies: http://insurefinder.xyz
SPOILER ALERT!

Can I switch Car Insurance 2 weeks later if I am financing a car?

I bought a car and I am financing it through the dealership. I got it insure d but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company. And is there a fee for canceling the Insurance so I could switch to the other company?
I might suggest that you visit this site where you can compare rates from different companies: http://insurancereviewsite.xyz
Who hates Health Insurance?
On the occasional events after I have to see a doctor, I pay money. That I'd have to do even when I had medical insurance because of the amazingly large deductibles. I dont actually understand why i have it. I pay a lot of money. A buddy recommend me a drugstore Online that wills try. They have very cheap rates. Am of giving my income out sick. Would you folks think i will cut costs with Medications mexico Online Drugstore?"

Our son that is 20 year old includes a GTO. medium on his licence and wants insurance?
Can anyone suggest an insurance carrier which will estimate for a 3 litre twin turbo gto to get 20-year old

What the medical insurance impacts on?
I'd prefer to learn if your pregnant women might be handled in techniques that are various based on her medical health insurance. I will imagine that maternity can be covered by distinct health insurances in different approach. For example with a few health insurance the woman cannot get some good services which she might get with another health insurance. Is the fact that correct? I may also suppose diverse health insurances may have another system of medical companies that could have various degree of staff of companies and diploma. Is the fact that correct?"

Just how long does it typically try get an insurance quotation?
Because over $200 enhanced from this past year, I've been looking around. Both different insurance providers I expected over this morning for an offer however haven't answered. Look over-anxious and I really don't need to call them. What can I do?"

Identified a pleasant spot for people who require vehicle prices that were free?
Hi simply wanted to let everyone realize I discovered this good website at no cost car insurance rates, its rescued me $32 away from my montly plan. Study some of the auto-insurance posts to help you save. Http://www.free-auto-quote.com"

Whats the lowest priced motor insurance YOU'VE previously settled?
Whats the lowest priced car insurance YOU have ever compensated?

"Basically maintain a damage, just how much may my auto insurance rise? (newpaint?)?"
Generally, i've left up, and someones scrapedthe back end part of my vehicle to buggery! They forced off so all I will trust will there be car is worse off and the diner didn't have CCTV in car park. f**kers. Anyway, i have to form this out, i'm a 21-year old guy, i am compensation and currently spend 74 a month on my insurance. Our excess is extremely large, will i have to paint this when it's just holding the scratches up?? And certainly will i drop my no-claims? I am presuming it'll be cheaper in the long run never to actually get my insurance concerned? or what?"

What is the very best life-insurance firm within the the united states?
What's the life insurance firm that is top in the USA?

Auto Insurance to get a 16 year old?
I will drive a 1982 Dodge Ram next couple of months. I'll be falling a V8 440 into the pickup. The pickup will be painted black. What exactly may the typical monthly insurance statement be on it?

"It would appear,from the responses I've compiled, it is actuallyn't about inexpensive health insurance...?"
it is about lifestyle. Then isn't this discussion about Healthcare basically over CONTROL if that is the event? When you have several health problems wHEN YOUR insurance rates go up? I do believe when you health conditions stem from smoking and overeating and things like as possible support. Like the 1st reply said, people who take part in unhealthy habits must be charged charges that are very high that once they do way have troubles, their prices wont go up. That is determined by whether it is interesting health insurance like we've today, which isn't really insurance in any respect, a lot more like a kind of extortion, or actual insurance, where the expense are spread across a swimming. The overwhelming majority of illnesses are not the fault of the individual that is sick, and those who've the best costs are often so tired they are unable to operate. ` Completely. Why would not you charge more in order to offset the difference, when the insurance company looks larger outlays for you? I would say that your insurance rates should be based more on your own lifestyle habits than anything else. I've no issue with making those who have more are paid by additional bad habits for thier health insurance, are overweight or smoke."

What's the lowest priced motor insurance for young driver?
I'm had my NY permit for one year and 19 today. I'm um and a guy I'm not searching for a costly car. Only a cheap one under 10g

Health insurance?
is there any other form of lowincome insurance in SC besides medicaid? im 19 using a baby. I cant function since i dont have one to care for the child afford daycare. i count on my parents help. Additionally i live together. My baby is on medicaid but I'm no more suitable because of my era and i am not handicapped

Obtaining motor insurance for a new-car but I've a point on my license?
Does anybody know what is the variation to pay when getting auto insurance easily possess a place on my certificate or how much it cost. I recently bought a and that I would like to get auto insurance for this . Nevertheless, I've a one stage on my permit. Everyone understand how a lot of a variation in cost a point might cost? or whatever else I ought to know?"

Could insurance be higher on suv /truck or auto /sedan?
Like Mitsubishi Montero Sport vs Volkswagen passat, Nissan maxima, or Mitsubishi galant."

Cheap car insurance for a 17-year old?
I am residing in birmingham and 17. Can you folks know of any inexpensive insurance companies (they cannot need to be recognized firms). I'm ready to spend 3000.

California Medical for teens?
I'm 19 & I've no insurance in any respect and i was thinking if theres ways to access it the Medi- caid or medical that the state gives to often younge women that are pregnant or children? Can somebody give me information?

Concerning GPA permanently student discount for auto insurance!?
On my report card for my class pint average i had obtained an 85 might get me the nice student discount for state park

Were we are able to apply and get liability insurance?
300 items condominium.What about obligation insurance will cost are being managed by us?

Simply how much is it planning to expense to add a fresh 18-year old driver to car insurance?
My mom said its planning per month, to charge about 200 bucks. thats a lot of. >_"

Hi everybody quick question about my vehicle insurance.?
So I've been with TD insurance for just two years today, I used to pay 208 a year ago plus it went down 165, and this year it went 145, but I'm moving I named them when I told them my new postal code it went up 192.which is okay,but my problem is am I entitle towards the discount I acquired from a year ago and also this year on my new montly price? Since I had no vialation, or passes nothing I obtained them. Should not I still be entitle on my pace?"

How do you manage motor insurance on the road-trip with multiple owners?
I'm planning on the roadtrip from Europe to the people, and we have four folks operating (such as the owner of the automobile). Because any accident (regardless of the driver) will impact the insurance of the automobile seller, what's the simplest way to manage an accident? If something were to happen driver believes to pay for direct expenses related? (although it may nevertheless affect their motor insurance payments within the long-term?) Pre pay a friendly price like $100, and when an accident happens you are absolved? If no incident, then it really is free money for the new driver? How is it equitably handled by you? The excursion hasn't happened but I figure it is best to iron out concerns now rather than when it really happens we become bitter opponents."

Are Ford's typically pricey on insurance?
Also what're some good looking vehicles that arn't to poor with insurance (I am aware that it-all depends but still) oh and we've geico, thanks!"

Im pregnant have health insurance.?
Recently my boyfriend and we dropped his work and our health insurance, respectively. Exactly what do I-do to acquire our two different youngsters and insurance for myself? I live in florida"

Buying a online site to get cheap motor insurance quote from all carriers at once?
Buying online site to have cheap auto insurance price from all carriers at the same time?

Healthinsurance and car insurance in U.S.?
Hi, https://medium.com/@8amir.flow7/cheap-insurance-in-pa-d8d43060a7a5 've noticed that in U.S. getting medical health insurance along with your vehicle insurance is mandatory and never your selection/alternative. Is the fact that true? What is the explanation behind government enforcing this on inhabitants if yes? Thanks
Can I switch Car Insurance 2 weeks later if I am financing a car?
I bought a car and I am financing it through the dealership. I got it insured but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company. And is there a fee for canceling the Insurance so I could switch to the other company?
I might suggest that you visit this site where you can compare rates from different companies: http://insurancereviewsite.xyz
California after fires?
The length of time does it consider for a lifetime in South California to go back on track? I am talking about quality structure, of oxygen, repairing houses. How was it in 2003? As an example, for just how long the ash it's still inside the oxygen?"

Not constantly insured? Car-insurance?
I ended both the insurance and bought my vehicle a couple of weeks before and suspended the subscription for that new individual. I just acquired a fresh car and attempted to get insurance along with the company says they can not get it done since I've continuously uninsured. How am I allowed to be continuously covered if ANY car was n't owned by me for two weeks? This makes no sense tome. Today they WOn't provide me a quotation."

Auto insurance help...please?
Im 17 and im planning to get yourself a car from a buddy but I needed to know if my mom can just add her insurance and the car and never claim anything. Then I will drive it and also the vehicle it's still protected right? Thats im doing at this time anyway. I have my permit and im driving my mama's auto to rehearse in, but that is known by the insurance carrier doesnt. My friend has his liscense and his parents gave their own vehicle to him, nevertheless the insurance provider doesnt know hes. Wouldnt his parents insurance cover it considering that the auto is inside their label if he found myself in a collision?"

Is the high-cost of healthcare and insurance caused by...??
Malpractice suits or profiteering to the section of HMO's and insurance firms?

Auto insurance cover desired?
I need to get car insurance. I'm a dude that is 23 year old. Excellent cover that'll not leave a gap in my bank stability is recommended by anyone?

Crowdsourced auto insurance company? Can you join?
Basically were setting-up a crowdsourced car insurance corporation could you be in joining interested? I recognize how much money is required when starting a-car insurance company but I seriously think that at there game then we could defeat the big firms using a crowdsourced firm and a focused work. The way I envisaged it functioning was the strategy draws a membership fee is paid by every person and as many people that you can. In substitution for the charge the individual gets a share within the firm with selected rights that are voting. The share doesnt entitle you to insurance, but seriously decreased in cost. Plans are only offered to people, insurance prices to be kept by the principle profit being down people might preferably be more unlikely to claim. These profits would enter a pan and at the conclusion of the entire year the box could be delivered to people in the form of rewards when the business creates profits. Anybody interested?"

How much my auto insurance will soon be any quotations? Uk.?
Im 17 in december, in gonna begin to travel but I used to be thinking if anyone iceby ideas on what i inform you, how much my motor insurance would be based. I reside in the uk. Because they don't push I go on my parents insurance. In gonna get yourself a 1.4 or 1.6 engine automobile. A thats all I could inform you, can anybody please have a rough appraisal on charges?"

Just how much might a physicians checkup be without insurance?
I must recognize the cost of a doctors visit in Colorado for a 21-year old man without insurance. My partner continues to be having some chest problems, and we feel he sprained his wrist. I am so focused on him. He cannot afford insurance right now, as a result of fact that he is able to barely pay for his school courses. I want an estimate from whoever has been in a situation that is similar. Beforehand, thank you so much!!"

Would there be considered a key insurance charge change between '99 Acura TL & '99 Honda Accord?
I'll get one particular two automobiles soon TL, may be the insurance likely to be significantly greater than the contract, or do u think there don't be much a variation? Thanks"

What is the track on the JUST car-insurance addon MTV's label?
It the main one with this FLii and beatboxing as dude driving around along with his vehicle that is blue. There's a couple of hot girls plus a vintage as asian dude beatboxing also. pls pls pls...show more

Whats the distinction between home insurance?
For my rental property? Could it be a good idea should they smashed some openings to the wall, or some damages about the residence to modify home insurance to rental insurance whenever there is a tenant surviving in case just in my rental property? Cheers!"

"What're the bike insurance costs your geographical area, weighed against car insurance?"
I am talking about the minimum required by-law within your region. In some places it really is simply medical protection in others, in case there is accident thirdparty insurance is required as well - please complex inside your solutions. I ask because where I stay (Israel), it would cost three times just as much to purchase mandatory insurance for a 250CC motorcycle than to get a compact-car, as well as the bike expenses will get yet larger quickly - and so I wanted to learn how it goes in other nations."

Affordable insurance in NY?
Medical insurance is needed by my parents. They're not 50 years young. Is there something economical which you might recommend?

How to get cheap insurance?
I'am planning to purchase a car therefore I wondered what I-do to acquire cheap insurance or what automobile should i acquire, because at the moment it really is price about 3.500 which simply very costly and that I going to be 17 shortly... help please"

People who need benefits or inexpensive health?
I act as a health benefits consultant and you can expect extremely affordable prices on health insurance and dental programs. Everyone have any good tips on where I will leave business cards or flyers of...display more"

Just how much would insurance be to get a 16-year old on a 2001 mustang?
Hi everybody I wondered what cost range i would be looking at for a 2001 convertible mustang. Not looking for a exact solution range. I've a 3.00+ gpa guy 16-year old no ABS on auto convertible thanks all.

What is cheaper and better for Car Insurance in BC vs. Alberta?
I'm purchasing a new-car, and i'm currently in British Columbia, i have two households, one in BC plus one in Alberta as i head to school in Alberta. I am wondering what must i do with insurance would it not be easier to ensure it under BC or Alberta?"

Homeowners Insurance in California?
I'm thinking of buying a residence for the very first time. Insurance appears saturated in Florida. Does anybody understand what a probable insurance price wouldbe having a swimming for an 1800 sqft farm? I have seen over 2200 per year!"

Where can I get cheap motor insurance? (UK)?
I am a 17-year old man, my mom bought me a vehicle and about to turn 18! I've yet to cross my examination that is driving but have scheduled one for June. I've been seeking on the web for auto insurance and also the best I'd found was about 715. That was a few days ago. Now the cheapest is 798. Is there somewhere inexpensive car insurance was located by you? I'm wishing I try and influence them to drop their 798 a little and may be capable of telephone up because of the quick change. What could I do? I have appeared on every auto insurance website i could think of. You name as numerous car insurance firms that you can in case i missed one in case you don't learn how to answer this problem can. thanks"

Just how much should an 18 year old female purchase auto insurance?
I reside in Vegas and am 18 years-old,I'm paying 1000 for a six month premium.so thats like 200 pounds each month.I imagined that has been typical however all my friends were showing me I used to be spending too much.One of my pals pays only 1,300 for a full-year and she features a brand new vehicle and it is younger than me.I have a used 1995 toyota passport.And its only responsibility im paying.I have been in no accidents at-all and have had no tickets.My driving history is clean.My friends were surprised,they mentioned I had been getting ripped off,they told me I should simply be paying like 100 pounds a month.is this correct?Even when I'd my older car i was still spending 200 monthly also it was an old 1988 beatup toyota with liabilty which doesnt sound right at all.my additional pal being an old automobile and pays 80 a month.Im with a regional company and that I went with-it because my parents told me it was the lowest priced and I realized they were right, I thought every one of the larger corporations living state park and progressive would be more."

Fast inexpensive sedan that is automatic?
Im looking for a first vehicle. I need a 4 door sedan because insurance is cheaper, I want an automatic auto since information seems tough. How long would it not take to learn stick shift by the way? Price trend is $12,000 in the many! I understand that some of them are manual."

How much does Dental Insurance Cost in Chicago Illinois. ?
What type of insurance? What insurer? My teeth are in pretty good condition, my wisdom teeth are eliminated and i do not need braces. I need a policy that addresses me for that principles like examinations / washing / cavities. I would want it to be able to see the dentist near me and have 80% or better covered by insurance. Where can I go? https://medium.com/@aosamasaleem9j/do-you-need-motorcycle-insurance-in-florida-7129564987b0 of time."

What's the you or anybody you know has ever taken care of car insurance?
I'm wondering cuz I now pay near to 400/ month... It is like 396. - I have 3 crashes on my report (from like 2 1/2 years ago, only one was my fault). Nonetheless I then found out that they all were listed as my problem on my insurance. Unless you produce proof otherwise learned the insurance providers routinely assign mistake. Today one of these I got hit from behind, so that's easyto confirm with police report. Nevertheless, one other one guy went red-light and his area was hit on by me. I do believe because it genuinely can't be confirmed in any event law enforcement survey has it, it truly is his expression against mine who ran the light. Do you consider I'll not be unable to struggle that one??? I am gonna acquire law enforcement stories on the next couple of days and drop towards the police headquarters , just thinking... Furthermore howmuch might that truly save me? - dad had a speeding citation (90 in a 65) and he was listed like a minute driver on my automobile, so that also added it up. I am going to eliminate him because he contains changed their own car, and seldom pushes my car anymore. - I have the defensive driving discount already.- I'm 26 yrs old girl in NY. I drive less than 5 miles a day to work. And I-drive a gold 2006 Saturn Ion by which I am still making payments on, so I still have comprehensive. Predicated on that, do you consider I could find cheaper elsewhere. Where can I loook??? I feel like whenever I try to change companies they offer me a fantastic charge around the cellphone, than all of a quick after like a month or 2 being together, my prices suddenly boost cuz they simply found the crashes. 400 only seems crazy, although I know I actually don't have the best driver history on the planet. I am aware those who pay less than a year. I thought of finding a one t/ no payments onto it, which would rid me not merely of my car fee, and promoting my vehicle, but I'dnot have to take complete either. Problem is whatever I created from the car would need towards paying the loan off to move, and that I might have no income to purchase the newest vehicle... I am paying like 750/month between insurance/automobile obligations, and I have a bad job and can not afford it, although I feel so jammed. Ideas??? Oh btw I use autoone insurance and a nearby broker"

"If your car was over ten yrs old how could your car insurance modify?
Idk what my stupid teacher means by that. I know that car insurance could boost but im unsure thts what she's currently requesting with this particular question. thankyou =]

"If u published-off a auto, typically howmuch would r insurance company offer you back?"
If u composed-off a $5000 vehicle, typically how much might ur insurance carrier give you back?"

Can I switch Car Insurance 2 weeks later if I am financing a car?
I bought a car and I am financing it through the dealership. I got it insured but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company. And is there a fee for canceling the Insurance so I could switch to the other company?
I might suggest that you visit this site where you can compare rates from different companies: http://insurancereviewsite.xyz